Consumer Lending Software
Lending software that doesn’t get in the way of business.
Our Consumer Lending Software offers flexible modules that handle loan origination, case management and the entire loan lifecycle. Automate loan origination, service loans with ease, and manage product setup with the speed and control you need.
Get to market fast
Fully automated
Cloud native, API first
Scalable for all
Stacc's Consumer Lending Software provides an end-to-end solution for unsecured loans, tailored to local requirements.
Unsecured loans
Solve your clients needs, no collateral required.
Refinancing
Let your clients lower their payments and simplify finances.
Revolving credit
Provide flexible funds, whenever your clients needs them.
Don’t let your systems slow you down
Get to market fast. Real fast.
In a fast-paced and highly competitive business, time to market and time to money can be the competitive advantage that sets your business ahead of the competition.
No more manual tasks
Fully automated origination.
Our software allows your origination processes to be fully automated, changeable and adaptable. Gradually transition from existing legacy solutions at your own pace.
Connect to anything
Our solution is “born in the cloud” and leverages all the benefits of secure & compliant cloud technology.
Flexible fit
Scalability for all.
Whether you're a small business or an enterprise-level organization, our solutions grow with you. Our customers range from complex big tickets with built-in manual steps
to fully automated credit processing handling millions of applications.
Loan Origination
Get quality applications with more automation
Product Setup
Innovate and launch new value propositions
Case Management
Task based case management, no training required
Loan Servicing
Add value and flexibility to existing borrowers
What we did for Avida Finance
Stacc delivers a complete solution supporting all of Avida's lending and deposit products, including origination, automation and case handling across the Nordics.
Loan origination
Accelerate applications for clients
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Loan Servicing
The home of customer repayment
Loan Life Cycle handling
Payout
Repayment plan
Customer statements
Reminders
Debt collection
Interest changes
Reporting
Termination
Disbursement
Money Transfer
Redemption of other loans
Interim conditions
Multiple disbursements
Currencies
Interests & fees
Calculation and capitalisation of interests, fees and commissions.
Upfront amount, interest split, startup fee split, term fee split, annuity split.
Billing & Collection
Interest calculation engine
Automated billing engine, eInvoice, eMail/PDF
Customer-specific cost center/dept.
Incurred costs
Consolidated invoice, VAT
Flexible repayment support
OCR/SEPA
Over-/underpayment handling
Unidentified payment handling/suspense account
Debt collection
Reminders
Integrations with debt collection companies
Status and payments
Group and manual write-downs
Accounting & reporting
P&L per loan and customer
Integrated Power BI
Integrated real-time accounting
Accruals and deferrals
Assets / write offs
Customer self service page
Built-in standard functionality
Can integrate with your existing front-end solution
Compliance
Local
Adjust to local regulations.
GDPR compliant
Personal data handled right.
Give Risk & Compliance the control they need
Add risk & compliance tools to your application process to get real-time analytics and control.
Audit trail
A complete record of all activities and events on every application.
Change tracking
Built-in version control.
IT security
Access control with user roles
DORA ready
Ready for the Digital Operational Resilience Act (DORA).
Visual overview
A visual overview of all processes and data-sources that everyone understands.
What we did for Lea Bank
Stacc delivers a complete solution supporting deposits and loans in Norway, Sweden, Finland and Spain.
Plug & Play Integrations
Move fast together with our integration partners
Complete integrations catalogue coming soon!
Loan Agent module
Connect to Loan Agents easily
Multiply applications
Increase the number of loan applications without clients visiting your website.
Scalable
Add multiple loan agents and handle incoming applications with ease.
Fast feedback
Fast feedback to agents and applicants.
Short time to decision and cash.
Flexible setup
Configure event communication with each loan agent.
Optional KYC / PEP add on
Enrich incoming credit applications with KYC and PEP information.
Connect with best practice API
Our Agent module is built with an industry best practice API defined and ready to go.
